All DPS and FD investments are strictly locked for the full plan duration selected at the time of investment.
Withdrawals, partial withdrawals, or early closures are not permitted before the maturity date under any circumstances.
Each FD plan may be reinvested (renewed) a maximum of two (2) times after maturity.
Reinvestment must be initiated after the plan reaches maturity.
Reinvestment beyond the permitted limit is not allowed without penalty.
If an investor reinvests in the same FD plan more than two (2) times, a penalty of 15% will be applied.
The penalty is calculated on the total capital invested, including principal + earned profits.
The penalty amount will be deducted automatically before reinvestment or payout.
All profits are credited only at plan maturity or according to the payout schedule defined in the selected plan. Profits are subject to platform rules and applicable deductions.
DPS and FD plans are not bank-guaranteed. Returns are subject to market conditions, platform performance, and operational risks associated with digital assets.
The platform reserves the right to:
Enforce lock-in periods and penalties
Modify plan terms with prior notice
Suspend accounts in case of policy violations or misuse.
By investing in any DPS or FD plan, users confirm that they have read, understood, and agreed to these Terms & Conditions.